3 Most Common Spending Triggers—and How to Beat Them

We’re all guilty of impulsive buying that often ends up to buyer’s remorse. This is especially true if you feel tired after a long day at work and notice yourself in sallow complexion, and the next thing you know you’re dropping a huge budget on “skin-brightening” makeup. If you want to avoid the damage to your wallet, keep on reading for the most common spending triggers, and tips on how to beat them.

Spending Trigger # 1: You’re stressed out.

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Why you want to shop: “Treating” yourself to a retail reward can provide some temporary stress relief. Some women that are stressed in their work usually heads to a dessert café or a boutique to find a dress that will make them feel beautiful. However, a “retail therapy” won’t likely last, especially if you spend compulsively, which can result in overspending.

How to fight it: Take a walk, run, or relaxation instead of heading to fast fashion stores. Physical activities can boost your confidence and has been shown to aid in relaxation. A great thing, a 20-minute walk can be as effective at relieving stress as a shopping spree and it’s a lot cheaper.

Spending Trigger #2: You had a rough day.

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Why you want to shop: According to the psychologists, negative events trigger a chemical change in your body, making you crave a way to boost your mood. That’s the reason some women who had a rough day think of going shopping just to feel better. However, buyer’s remorse usually takes a little longer to sink in, regardless how excited you are in getting a new stuff.

How to fight it: Shopping may be fun, but if you’re going to buy an item that you don’t need, it will only contribute to the clutter in your wardrobe. If you feel down after a bad meeting with a client, or burn out after an 11-hour day, think of other activity that can relax you apart from shopping. Psychologist Marla Deibler, founder of The Center for Emotional Health, recommended picking up the phone and connect with a friend that can console you. This way, you’ll bounce back faster than blowing cash on a spring wardrobe.

Spending Trigger #3: You get good news or reach a goal.

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Why you want to shop: Whether you dropped a few pounds or got a promotion on your job, going shopping can seem like a reward and a way to keep the rush going.

How to fight it: Remember, a huge emotional charge can mess with your judgment, but time takes the edge off. So, simply give yourself a break before you start to celebrate. That way, you can celebrate what’s really important. If you still love to end up treating yourself to a new pair of stilettos, at least it wasn’t an impulse buy. By heeding these simple tricks, you’ll end the buyer’s remorse for good.

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